Friday, January 9, 2015


Well everyone, I completed my first week at my new job! I pretty much love it. So far I like everyone that I work with so that's nice. I've managed to stick to one of my goals and be positive while I've been at work and that really helps me get thru the day. 

Well, Spunky, sounds great but what about the other two goals you laid out for yourself?

My 52 week money challenge is going well. I'm doing it backwards so the first week I put in 52 dollars and this week I'm doing 51 dollars. Woop woop. 

And my side hustles are doing okay. I've still been working my second job so there is a for sure extra paycheck coming in, which is awesome. I have been trying to sell a line of bags called Thirty-One and today I sold one to a co-worker so CHA-CHING!! got me an extra $30, yay! And tomorrow I plan to spend my day doing some crafting and hopefully begin putting some things on Etsy. 

So this has been a terrible post but I had to make myself write something so I stick to a routine and don't disappear again. 

Hope everyone has a great weekend. 

Sunday, January 4, 2015

new year, new me....blah blah blah

Well, as we all know, I haven't had a post since November. I've had a lot going on in my mind and in real life that have kept me from being around. Needless to say it hasn't been a very good time for me. I haven't kept up with my finances or my health or really anything for that matter. 

A few things that have happened since my last post:

  • My grandma was gracious enough to pay off my car loan for me. Now instead of paying that money back to the bank I am paying it back to her with no interest, which is nice. 
  • My credit card balance has gotten back up in to the $2000 region. Not a good feeling. I really need to reign that in and stop using my card like it's not big deal.
  • I got a new job. I start tomorrow and I'm both excited and nervous. I will no longer be working at a bank. I will be working in the banking department of a major payroll company. The job comes with a pay raise and several other perks that I'm looking forward to. 
  • I also got a part time job. Mostly just for something to do with my spare time so that I'm not just sitting in bed all the time like I'm so used to doing. It's at a jewelry store in the mall so there is plenty of people watching to be done, which is always fun.
So that is what has been going on in the world of The Spunky Banker. And now on to the "New Year, New Me...." part of my post.

photo cred:

I'm going to post a few of my resolutions so that they are out in the universe and hopefully they stick. 

  1. As I said earlier, I start my new job tomorrow.... My first resolution is to go into my job being positive and cheerful. This is something that I've always struggled with, I go into a new setting and allow myself to be immediately swept into office drama.... Not this time!
  2. I'm going to do the 52 week money challenge. I'm gonna add my own spin to it but I'm going to do it and I'm going to succeed.
  3. Continue working on my side hustle. I've been working on making some things to sell on etsy and I've been doing pretty well, so my final resolution is to get everything set up online and start selling. 

Thursday, November 27, 2014


Well, to stay I'm "stuck" is an understatement. I've been on what seems like a never ending spiral of depression. Some days are good but those days are rare.

The house that I bought fell thru about a week after my last post. When we made the contract the seller agreed to pay only $250 of any repairs that would need to be done. We had the inspection and it came back that there was basically $2000 worth of repairs that needed to be done, and that was without the things that would need to be looked at by an electrician or a plumber or whatever. So I didn't go thru with the house. I was crushed but it's all for the best. So I'm still living with my parents and I've decided that it is not terrible and I'm working hard to save up some money and whatnot.

I've talked about my depression before and I have mentioned that I see a therapist about once a month. I've been feeling worse and worse over the past few weeks and my therapist has been trying me on different anti-depressants. Well my therapist suggested that I might have adrenal fatigue. Basically it has a lot of the same symptoms as thyroid problems but I've had my thyroid checked about 3 times in two years and it always comes back normal. What are the symptoms I'm having you might ask? (Okay you're probably not asking but I'm going to tell you anyway) Basically I'm always exhausted, this is not just a tired feeling it is honestly exhaustion. I wake up in the morning and am tired all day, I sometimes take a nap on my lunch break. I go to sleep between 8 and 9 pm and sleep until around 7. I have severe anxiety. There are sometimes reasons for my anxiety but sometimes I could be having a relatively good day and then bam, all of the sudden I am so anxious that I can't even think straight. I crave large amounts of carbs (which doesn't sound like a symptom but it actually is), I always want some kind of bread or potatoes or really anything like that and if I get my hands on it then I could honestly eat til I'm sick. My therapist suggested that I go to a specific doctor that is the only doctor in our area who will test for adrenal fatigue. The only problem? She doesn't accept insurance. I was sketch about this at first so my dad had some of his doctor friends check in to it. Basically she doesn't accept insurance because most insurance companies won't pay for the tests that she does. My dad gave me the go ahead and I went to see her. I had to do a blood test (like 4 tubes!!!) and I had to do a 24 hour urine and saliva collection. I sent that all in and got the results back this week. I don't have full on adrenal fatigue but I am on the road to it. I couldn't explain to you what she said but she gave me a few different (all natural) meds that I have to take during the day. We are hoping that this will even out my DHEA and dopamine and seratonin and other levels so that I can start to feel better. (Keep in mind that I asked my dad and his doctor friends before I started taking these meds and they all agreed that this doctor is not a quack and that these meds should help me feel better)

I'm obviously still trying to stay on track with my budgeting and debt repayment but for now my main focus is trying to feel better.

I hope I didn't lose any readers since I kinda disappeared, I've missed yall.

Wednesday, September 24, 2014

so i bought a house....

It's true, I bought a house. A real house, Alicia, not a doll house or a dog house. Lol.

It kinda just happened. I had a friend whose aunt was selling this house and I went and looked at it and fell in love. It's a 3 bedroom 1 bathroom house in a good neighborhood. It has a detached garage and 2 sheds in the backyard. I got it for $82,900. I won't close until 10/29 but I don't care. I'm excited.

Now I'm going to have to readjust my budget but that's fine with me.

Wish me luck!

Monday, September 22, 2014

versatile blogger award ×2 (and a surprise at the end)

During my blogging hiatus I was nominated (TWICE) for a "Versatile Blogger Award," thank you to Kayla @ ShoeaholicNoMore and Brian @ Debt Discipline for the nominations.

This is an award that gets passed from blogger to blogger sort of as a way to get to know each other better. If you are nominated you have to share 7 things about yourself. Since I was lucky enough to be nominated twice I will be sharing 14. Yowza!

Stole this cute little pic from Kayla @ ShoeaholicNoMore

1. I am a Ginger. Not like fire engine red or like that super awesome orange-y red but strawberry blonde. It still counts.

2. I am obsessed with leopard print. It's seriously a problem. As I look around my room I count 13 random leopard print items. 

3. I have a brother who is probably my best friend. He is in prison. (Yikes!)

4. My sister is Chinese.

5. I collect Buddhas. Not because I'm Buddhist but I just feel like they're lucky. I have 20 or more Buddha statues in various sizes and colors.

6. I have never been out of the country! I would love to go to Mexico or somewhere tropical at some point in my life.

7. I have 5 tattoos. I love them all and I want so many more.

8. I have a serious love of guacamole. It just came over me once and now I get it anytime I eat Mexican food. Even just talking about it now I want to go get some!

9. I love cop shows. Law and Order SVU and Criminal Minds being my favorites. My mom thinks I should go into that line of work but I disagree, leave it to the people who don't mind the sight of blood.

10. I have a crush on J. Money. 

11. I love motorcycles. I tried to ride one once and it didn't work out too well (there were crutches involved) I also took a class to learn (I failed) but I love to get on the back of one and ride.

12. I also love Jeep Wranglers. I want one as my next car in the future. FYI I also think that if it's a 4 door Wrangler it does NOT count.

13. I think Johnny Depp is gross.

14. I BOUGHT A HOUSE. (more on that later)

That was the hardest thing to do! Coming up with 14 things to tell you about myself sounds like it would be easy but it is not!

My nomination for the award goes to Brandy @ Busted Budget