I don't know what has been wrong with me lately but I had to give myself an intervention. They say that drug addicts and alcoholics get worse before they get better.... is it the same for credit card abusers? I'm so upset to admit this but I went a little crazy and added like $500 back onto my credit card. I felt so bad when I looked at my app the other day and I knew something had to give, so I had one of my co-workers let me into my safe deposit box and I locked up that card. No one is to let me get it out unless it is a legit emergency (and even then I hope they don't).
|One of these bad boys is keeping my card safe and unused.|
I promise I really am serious about paying off my debt but life has been getting in the way lately and it's been rough. But I am so tired of feeling bad about my debt and now I'm going at it like crazy. I adjusted my budget and knocked my envelopes down to 6 instead of 13. I got paid today, filled my envelopes and paid my bills I pay online and then I deposited $400 into my online savings account. Once I get $1000 in there I will feel like I'm on the right track and then I know I can pay off that loan with no problems (well, I hope...).
I don't really want to update my net worth at the beginning of next month like I planned on because I'm scared to see the numbers. Then again I feel like I should just so I can own up to it and move on. What do y'all think? Has anyone else ever fallen off the wagon hard before they really kick it into high gear?