I started my first “big girl job” close to 3 years ago. At that time I didn’t have debt other than my auto loan. When I first started I didn’t take my job as seriously as my co-workers. I was 21 and I didn’t know if I wanted to be in banking forever, it was my first teller job and it could be overwhelming at times.
A good 45% of the customers at my bank are seriously irresponsible with their money.